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CroSum

Your money, summed up.

Track spending, plan loans, and hit savings goals — all on your phone, no bank login required.

Get it on Google Play iOS — coming later
Free to start On-device No ads, no tracking English + Nederlands
How it works

Up and runningin a minute.

1

Install & set up

Pick your currency and language — you're set up in under a minute.

2

Add your money

Log income, expenses, loans, and savings goals as they happen.

3

See the full picture

Budgets, twelve-month projections, and tips tailored to your numbers.

Preview

See CroSum in action.

Features

Everything you need.Nothing you don't.

Track every transaction

Log income and expenses in seconds. Categorise, search, and review where your money goes — without the spreadsheet.

Budgets that adapt

Set per-category limits and watch them roll forward each month. Stay on track without checking a single chart.

Loans, modelled properly

Track personal, mortgage, and student loans with revisions, extra payments, and full amortization schedules.

Savings goals

Pick a target, set a monthly contribution, and see exactly when you'll get there — and how every euro fits in.

Smart recommendations

Specific, personal tips from your own numbers — which loan to overpay first, where spending crept up this month.

Monthly reports

A bank-statement-style summary of each month, with insights — downloadable as a clean PDF.

Search & filter

Find any transaction by amount, category, type, or date in seconds — your whole history, instantly.

In your language

Full English and Nederlands today, with German, Spanish, and French on the way.

Pricing

Free to track.Premium to plan.

Free
€0 / forever
No card required
  • Unlimited transactions & categories
  • Monthly budgets that roll forward
  • A few loans & savings goals
  • Dark mode & on-device privacy
Premium

Everything in Free, plus the full planning toolkit. Pick the term that suits you — the longer you commit, the less you pay per month.

Monthly €3.99 billed each month
€3.99/mo
Save 17%
3 months €9.99 billed quarterly
€3.33/mo
Best value · Save 25%
Yearly €35.99 billed annually
€3.00/mo
  • Everything in Free
  • Unlimited loans & savings goals
  • Smart recommendations engine
  • Monthly PDF reports
  • Backup & restore

Billed through Google Play. Cancel anytime — you keep access until the period ends.

Privacy

Your data stayson your phone.

CroSum keeps your finances on your device. No bank connections, no tracking, no ads. Sign-in only protects your subscription — your transactions never leave your phone.

No bank login No ads No tracking Data on your device
FAQ

Good questions.

Is CroSum free?
Yes — it's free to track your money. A Premium subscription unlocks the recommendations engine, monthly PDF reports, and unlimited loans and savings goals.
Does it connect to my bank?
No. You add entries yourself, and they stay on your device — that's the privacy trade we chose on purpose. No bank logins, no third-party data brokers.
Is my financial data private?
Yes. Your transactions, budgets, loans, and goals live on your phone, not on our servers. There's no tracking and no advertising. Signing in only protects your subscription.
Which languages does it support?
English and Nederlands today. German, Spanish, and French are on the way.
Is there an iPhone version?
Android first. An iOS version is planned for later.
Can I cancel a subscription?
Anytime, through your Google Play subscriptions. You keep Premium access until the end of the period you've paid for.

Ready to get on top of your money?

Free to start. No ads, ever.